“Pool service Contractors and Pool Builders – What is your biggest liability exposure?
Let’s face it; most general liability claims or potential liability claims are fixable. If your service guy screws up the chemicals in the pool, there’s a fix for that. You builders; if the plaster on a new pool is faulty or spotty, that’s fixable as well – expensive, but fixable.
One exposure that is not fixable is an auto liability claim. Your biggest liability exposure is not on the job site but on the highway.
If you or one of your employees rear-ends a family or worse yet a doctor or an attorney, we’re in big trouble.
Do not skimp on liability limits. We here at Aqualine feel that $1,000,000 of auto liability ought to be your baseline.
If you have employees driving their own vehicles in the course of doing business for you, make sure they are properly insured. Also, make sure that you have the proper drop-down coverage on your policy to cover yourself. This can be handled on a non-owned and hired limits.
Don’t lose your house or put your family’s assets in jeopardy.
Check with your current broker or insurance company and make sure that your liability limits are adequate.
And, of course, if you have any questions – Use Us!”